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		<b>Privacy Policy</b>
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	<div style="margin: 0px; font-size: 12px; font-family: 'Minion Pro';">This
		privacy statement describes how First Mobile Savings collects and uses
		the personal information you provide. It also describes the choices
		available to you regarding our use of your personal information and
		how you can access and update this information.</div>
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		<b>What Information We Collect</b>
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		<b>Location Services</b>
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	<div style="margin: 0px; font-size: 12px; font-family: 'Minion Pro';">We
		do not request, collect, or access your location information.</div>
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		<b>We may collect the following personal information from you:</b>
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	<div style="margin: 0px; font-size: 12px; font-family: 'Minion Pro';">&bull;&nbsp;
		Contact information such as your name and email address.</div>
	<div style="margin: 0px; font-size: 12px; font-family: 'Minion Pro';">&bull;&nbsp;
		Unique identifiers such as user name and password</div>
	<div style="margin: 0px; font-size: 12px; font-family: 'Minion Pro';">&bull;&nbsp;
		Preferences information you provide such as communication or marketing
		preferences</div>
	<div style="margin: 0px; font-size: 12px; font-family: 'Minion Pro';">&bull;&nbsp;
		Usage activity about how you interact with us such as account history
		and which areas of our app you visited.</div>
	<div style="margin: 0px; font-size: 12px; font-family: 'Minion Pro';">&bull;&nbsp;
		Information about your mobile device such as your mobile device id
		(similar to a website IP address), device type, and mobile service
		carrier.</div>
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	<div style="margin: 0px; font-size: 12px; font-family: 'Minion Pro';">__________________________________</div>
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		<b>How We Use the Information</b>
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		<b>We may use this information to:</b>
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	<div style="margin: 0px; font-size: 12px; font-family: 'Minion Pro';">&bull;&nbsp;
		Setup your account</div>

	<div style="margin: 0px; font-size: 12px; font-family: 'Minion Pro';">&bull;&nbsp;
		Administer your account</div>
	<div style="margin: 0px; font-size: 12px; font-family: 'Minion Pro';">&bull;&nbsp;
		Send product updates or information</div>
	<div style="margin: 0px; font-size: 12px; font-family: 'Minion Pro';">&bull;&nbsp;
		Send you requested product or service information</div>
	<div style="margin: 0px; font-size: 12px; font-family: 'Minion Pro';">&bull;&nbsp;
		Respond to customer service requests</div>
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		&bull;&nbsp; Send you push notifications when you are using our app.
		If you do not want these notifications, you can manage your preference
		either through your device or app settings depending on your device
		type. You can also contact us at <a
			href="mailto:customerservice@downpaymentsaver.com" target="_blank"><span
			email="customerservice@downpaymentsaver.com"
			style="border-bottom: 1px dotted" class="ClickableEmail">customerservice@downpaymentsaver.com</span></a>.
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	<div style="margin: 0px; font-size: 12px; font-family: 'Minion Pro';">&bull;&nbsp;
		Send you marketing communications</div>
	<div style="margin: 0px; font-size: 12px; font-family: 'Minion Pro';">&bull;&nbsp;
		Administer contests and sweepstakes you entered, and notify you if you
		won</div>
	<div style="margin: 0px; font-size: 12px; font-family: 'Minion Pro';">&bull;&nbsp;
		Improve our App and marketing efforts</div>
	<div style="margin: 0px; font-size: 12px; font-family: 'Minion Pro';">&bull;&nbsp;
		Conduct research and analysis</div>
	<div style="margin: 0px; font-size: 12px; font-family: 'Minion Pro';">&bull;&nbsp;
		Respond to your questions and concerns</div>
	<div style="margin: 0px; font-size: 12px; font-family: 'Minion Pro';">&bull;&nbsp;
		Display content based upon your interests</div>
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		<b>Choice/Opt-Out</b>
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		You may opt-out of receiving emails from us by following the
		unsubscribe instructions included in each marketing email, or you can
		contact us at <a href="mailto:customerservice@downpaymentsaver.com"
			target="_blank"><span
			email="customerservice@downpaymentsaver.com"
			style="border-bottom: 1px dotted" class="ClickableEmail">customerservice@downpaymentsaver.com</span></a>.
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	<div style="margin: 0px; font-size: 12px; font-family: 'Minion Pro';">__________________________________</div>
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		<b>How We Share the Information</b>
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	<div style="margin: 0px; font-size: 12px; font-family: 'Minion Pro';">We
		will share your information with third parties only in the ways that
		are described in this privacy statement.</div>
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	<div style="margin: 0px; font-size: 12px; font-family: 'Minion Pro';">We
		may provide your personal information to companies that provide
		services to help us with our business activities such as administering
		your account or offering customer service. These third parties are
		authorized to use your personal information only as necessary to
		provide these services to us.</div>
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	<div style="margin: 0px; font-size: 12px; font-family: 'Minion Pro';">We
		may disclose your personal information&nbsp;</div>
	<div style="margin: 0px; font-size: 12px; font-family: 'Minion Pro';">&bull;&nbsp;
		as required by law, such as to comply with a subpoena, or similar
		legal process.</div>
	<div style="margin: 0px; font-size: 12px; font-family: 'Minion Pro';">&bull;&nbsp;
		when we believe in good faith that disclosure is necessary to protect
		our rights, protect your safety or the safety of others, investigate
		fraud, or respond to a government request.</div>
	<div style="margin: 0px; font-size: 12px; font-family: 'Minion Pro';">&bull;&nbsp;
		if First Mobile Savings is involved in a merger, acquisition, or sale
		of all or a portion of its assets, you will be notified via email
		and/or a prominent notice on our website of any change in ownership or
		uses of your personal information, as well as any choices you may have
		regarding your personal information.</div>
	<div style="margin: 0px; font-size: 12px; font-family: 'Minion Pro';">&bull;&nbsp;
		to any other third party with your prior consent to do so.</div>
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		We may make your personal information available to other companies so
		that they can market their products or services to you. If you do not
		want us to make your personal information available to these
		companies, contact us at <a
			href="mailto:customerservice@downpaymentsaver.com" target="_blank"><span
			email="customerservice@downpaymentsaver.com"
			style="border-bottom: 1px dotted" class="ClickableEmail">customerservice@downpaymentsaver.com</span></a>.
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	<div style="margin: 0px; font-size: 12px; font-family: 'Minion Pro';">__________________________________</div>
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		<b>Tracking and Ads</b>
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	<div style="margin: 0px; font-size: 12px; font-family: 'Minion Pro';">We
		may partner with a third party ad network to either display
		advertising on our app or to manage our advertising on other sites.
		Our ad network partner uses technologies to collect non-personally
		identifiable information about your activities on this and other apps
		to provide you targeted advertising based upon your interests.</div>
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	<div style="margin: 0px; font-size: 12px; font-family: 'Minion Pro';">__________________________________</div>
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		<b>Security</b>
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	<div style="margin: 0px; font-size: 12px; font-family: 'Minion Pro';">The
		security of your personal information is important to us. We
		follow generally accepted industry standards to protect the personal
		information submitted to us, both during transmission and once we
		receive it. No method of transmission, or method of electronic
		storage, is 100% secure. Therefore, we cannot guarantee its absolute
		security.</div>
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		If you have any questions about security on our app or website, you
		can contact us at <a
			href="mailto:customerservice@downpaymentsaver.com" target="_blank"><span
			email="customerservice@downpaymentsaver.com"
			style="border-bottom: 1px dotted" class="ClickableEmail">customerservice@downpaymentsaver.com</span></a>
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		We will retain your information for as long as your account is active
		or as needed to provide you services. If you wish to cancel your
		account or request that we no longer use your information to provide
		you services contact us at <a
			href="mailto:customerservice@downpaymentsaver.com" target="_blank"><span
			email="customerservice@downpaymentsaver.com"
			style="border-bottom: 1px dotted" class="ClickableEmail">customerservice@downpaymentsaver.com</span></a>.
		We will retain and use your information as necessary to comply with
		our legal obligations, resolve disputes, and enforce our agreements.
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	<div style="margin: 0px; font-size: 12px; font-family: 'Minion Pro';">__________________________________</div>
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		<b>Correcting and Updating Your Personal Information</b>
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		To review and update your personal information to ensure it is
		accurate, access the Settings menu within the Down Payment Saver app,
		or contact us at <a href="mailto:customerservice@downpaymentsaver.com"
			target="_blank"><span
			email="customerservice@downpaymentsaver.com"
			style="border-bottom: 1px dotted" class="ClickableEmail">customerservice@downpaymentsaver.com</span></a>.
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	<div style="margin: 0px; font-size: 12px; font-family: 'Minion Pro';">__________________________________</div>
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		<b>Contact</b>
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	<div style="margin: 0px; font-size: 12px; font-family: 'Minion Pro';">You
		can contact us about this privacy statement by writing or email us at
		the address below:</div>
	<div style="margin: 0px; font-size: 12px; font-family: 'Minion Pro';">First
		Mobile Savings</div>
	<div style="margin: 0px; font-size: 12px; font-family: 'Minion Pro';">1011
		Centre Rd., Suite 305</div>
	<div style="margin: 0px; font-size: 12px; font-family: 'Minion Pro';">Wilmington,
		DE&nbsp; 19805&nbsp;</div>
	<div style="margin: 0px; font-size: 12px; font-family: 'Minion Pro';">United
		States</div>
	<div style="margin: 0px; font-size: 12px; font-family: 'Minion Pro';">
		Email: <a href="mailto:customerservice@downpaymentsaver.com"
			target="_blank"><span
			email="customerservice@downpaymentsaver.com"
			style="border-bottom: 1px dotted" class="ClickableEmail">customerservice@downpaymentsaver.com</span></a>
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	<div style="margin: 0px; font-size: 12px; font-family: 'Minion Pro';">
		<b>Notification of Privacy Statement Changes</b>
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	<div style="margin: 0px; font-size: 12px; font-family: 'Minion Pro';">We
		may update this privacy statement to reflect changes to our
		information practices. If we make any material changes we will notify
		you by email (sent to the email address specified in your account) or
		by means of a notice on our corporate website prior to the change
		becoming effective. We encourage you to periodically review this page
		for the latest information on our privacy practices.</div>
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